article h2{color:var(--purple-dark);font-size:1.5rem;margin:38px 0 14px;line-height:1.3;text-wrap:balance}
article h3{color:var(--purple);font-size:1.15rem;margin:26px 0 10px;text-wrap:balance}
article p{margin:0 0 16px;text-wrap:pretty}
article ul,article ol{margin:0 0 18px 26px}
article li{margin-bottom:8px}
article a{color:var(--purple);text-decoration:underline}
article a:hover{color:var(--purple-dark)}
article img{max-width:100%;height:auto;border-radius:12px;margin:10px 0 18px}
.answer-lead{font-size:1.08rem}
figure{margin:22px auto;max-width:430px;text-align:center}
figcaption{font-family:Verdana,sans-serif;font-size:.7rem;color:#6E6280;margin-top:8px}
.toc{background:var(--gray-light);border-left:4px solid var(--purple);border-radius:0 10px 10px 0;padding:20px 24px;margin:24px 0 30px}
.toc strong{font-family:Verdana,sans-serif;font-size:.78rem;letter-spacing:1.5px;text-transform:uppercase;color:var(--purple-dark)}
.toc ol{margin:12px 0 0 20px;font-family:Verdana,sans-serif;font-size:.82rem;columns:2;column-gap:34px}
@media(max-width:700px){.toc ol{columns:1}}
.toc a{color:var(--ink);text-decoration:none}
.toc a:hover{color:var(--purple);text-decoration:underline}
table{width:100%;border-collapse:collapse;margin:20px 0 26px;font-family:Verdana,sans-serif;font-size:.82rem}
caption{caption-side:top;text-align:left;font-weight:bold;color:var(--purple-dark);padding-bottom:8px}
th{background:var(--purple-dark);color:#fff;text-align:left;padding:11px 12px}
td{border:1px solid var(--line);padding:10px 12px;vertical-align:top}
tbody tr:nth-child(even){background:var(--gray-light)}
.cards-row{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin:26px 0 34px}
@media(max-width:820px){.cards-row{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;box-shadow:0 4px 14px rgba(62,33,102,.07);display:flex;flex-direction:column}
.card img{width:100%;height:170px;object-fit:cover;border-radius:0;margin:0}
.card-body{padding:18px 20px 22px;display:flex;flex-direction:column;flex:1}
.card h3{margin:0 0 8px}.card h3 a{text-decoration:none;color:var(--purple-dark)}
.card h3 a:hover{color:var(--purple);text-decoration:underline}
.card p{font-size:.92rem;margin-bottom:12px}
.card .amount{font-size:1.7rem;color:var(--purple);font-weight:bold}
.card ul{font-family:Verdana,sans-serif;font-size:.8rem;margin-left:20px}
.mini-faq{border:1px solid var(--line);border-radius:12px;margin:18px 0 26px;overflow:hidden}
.mini-faq details{border-bottom:1px solid var(--line)}
.mini-faq details:last-child{border-bottom:0}
.mini-faq summary{cursor:pointer;padding:15px 20px;font-weight:bold;color:var(--purple-dark);background:var(--gray-light);list-style-position:inside;min-height:44px}
.mini-faq summary:hover{color:var(--purple)}
.mini-faq div{padding:14px 22px}
aside{display:flex;flex-direction:column;gap:18px}
.sbox{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 20px;box-shadow:0 3px 10px rgba(62,33,102,.05)}
.sbox h4{font-family:Verdana,sans-serif;font-size:.72rem;letter-spacing:1.6px;text-transform:uppercase;color:var(--purple-dark);border-bottom:2px solid var(--purple);padding-bottom:8px;margin-bottom:12px}
.sbox ul{list-style:none}
.sbox li{border-bottom:1px dashed var(--gray-light);padding:7px 0;font-family:Verdana,sans-serif;font-size:.82rem}
.sbox li:last-child{border-bottom:0}
.sbox a{color:var(--ink);text-decoration:none}
.sbox a:hover{color:var(--purple);text-decoration:underline}
.sbox p{font-size:.88rem;margin-bottom:8px}
.sbox .stars{color:#B8860B;font-size:1.1rem;letter-spacing:2px}
.sbox-cta{background:linear-gradient(150deg,var(--purple-dark),var(--purple));color:#fff;text-align:center}
.sbox-cta h4{color:#fff;border-color:rgba(255,255,255,.4)}
.sbox-cta p{color:#EFE8F8}
.sbox-cta .btn-apply{display:inline-block;background:#fff;color:var(--purple-dark)!important;text-decoration:none;margin-top:6px;font-family:Verdana,sans-serif;font-size:.85rem}
.sbox-cta .btn-apply:hover{background:var(--gray-light)}
.cta-zone{background:linear-gradient(120deg,var(--purple),var(--purple-dark));color:#fff}
.cta-inner{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center;padding:44px 20px}
.cta-inner h2{font-size:1.6rem;margin-bottom:8px;text-wrap:balance}
.cta-inner p{opacity:.92;max-width:640px}
.cta-inner .btn-apply{background:#fff;color:var(--purple-dark)!important;text-decoration:none;font-family:Verdana,sans-serif;display:inline-block}
.cta-inner .btn-apply:hover{background:var(--gray-light)}
@media(max-width:760px){.cta-inner{grid-template-columns:1fr}}
footer{background:var(--purple-dark);color:#D9CFE9}
.footer-grid{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1.3fr 1fr 1fr 1.2fr;gap:34px;padding:46px 20px 30px}
@media(max-width:900px){.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.footer-grid{grid-template-columns:1fr}}
footer h4{color:#fff;font-family:Verdana,sans-serif;font-size:.74rem;letter-spacing:1.6px;text-transform:uppercase;margin-bottom:14px}
footer ul{list-style:none}
footer li{margin-bottom:9px;font-family:Verdana,sans-serif;font-size:.8rem}
footer a{color:#D9CFE9;text-decoration:none}
footer a:hover{color:#fff;text-decoration:underline}
.footer-disclosure{max-width:1200px;margin:0 auto;padding:0 20px 20px;font-family:Verdana,sans-serif;font-size:.72rem;line-height:1.75;color:#B8A9D1;border-top:1px solid rgba(255,255,255,.14);padding-top:20px}
.footer-copy{max-width:1200px;margin:0 auto;padding:0 20px 30px;font-family:Verdana,sans-serif;font-size:.74rem;color:#B8A9D1}
#toTop{position:fixed;right:22px;bottom:22px;width:48px;height:48px;border-radius:50%;background:var(--purple);color:#fff;border:none;font-size:1.25rem;cursor:pointer;display:none;z-index:2147482999;box-shadow:0 6px 16px rgba(0,0,0,.25)}
#toTop:hover{background:var(--purple-dark)}
.form-wrap{position:relative;z-index:1;isolation:isolate;max-width:1200px;margin:0 auto;padding:34px 20px}
a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--purple);outline-offset:2px}
.rating-line{font-family:Verdana,sans-serif;font-size:.86rem;margin:10px 0 0}
.rating-line .stars{color:#FFD27A;letter-spacing:2px}
.share-row{display:flex;gap:10px;margin:22px 0;flex-wrap:wrap}
.share-row a{display:inline-block;background:var(--gray-light);border:1px solid var(--line);border-radius:8px;padding:10px 16px;font-family:Verdana,sans-serif;font-size:.76rem;text-decoration:none;color:var(--purple-dark);min-height:44px}
.share-row a:hover{background:var(--purple);color:#fff}
.author-box{background:var(--gray-light);border-radius:12px;padding:18px 22px;margin:26px 0;font-family:Verdana,sans-serif;font-size:.84rem}
.author-box strong{color:var(--purple-dark)}
.related-row{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin:24px 0}
@media(max-width:700px){.related-row{grid-template-columns:1fr}}
.glossary-term{border-bottom:1px solid var(--line);padding:16px 0}
.glossary-term dt{font-weight:bold;color:var(--purple-dark);font-size:1.08rem}
.glossary-term dd{margin:6px 0 0}
.alpha-nav{font-family:Verdana,sans-serif;font-size:.82rem;letter-spacing:3px;background:var(--gray-light);padding:14px 18px;border-radius:10px;margin:18px 0;line-height:2}
.alpha-nav a{text-decoration:none;color:var(--purple)}
.calc-box{background:var(--gray-light);border:1px solid var(--line);border-radius:14px;padding:26px;margin:24px 0}
.calc-box label{display:block;font-family:Verdana,sans-serif;font-size:.8rem;font-weight:bold;color:var(--purple-dark);margin:14px 0 6px}
.calc-box input,.calc-box select{width:100%;padding:12px;border:1px solid var(--line);border-radius:8px;font-size:1rem;font-family:Verdana,sans-serif;min-height:44px}
.calc-box button{margin-top:18px;background:var(--purple);color:#fff;border:none;border-radius:8px;padding:14px 30px;font-size:1rem;cursor:pointer;font-family:Verdana,sans-serif;min-height:44px}
.calc-box button:hover{background:var(--purple-dark)}
.calc-result{background:#fff;border:2px solid var(--purple);border-radius:10px;padding:18px 22px;margin-top:20px;display:none}
.calc-result .big{font-size:1.9rem;color:var(--purple-dark);font-weight:bold}
.lender-block{border:1px solid var(--line);border-radius:12px;padding:22px 26px;margin:0 0 22px}
.lender-block h3{margin-top:0}
.review-item{border-bottom:1px solid var(--line);padding:18px 0}
.review-item .stars{color:#B8860B;letter-spacing:2px}
.review-item .who{font-family:Verdana,sans-serif;font-size:.76rem;color:#6E6280;margin-top:6px}
.notice{background:#F6F1FC;border:1px solid var(--purple-soft);border-radius:10px;padding:14px 20px;font-family:Verdana,sans-serif;font-size:.8rem;margin:18px 0}

.takeaways{background:var(--gray);border-left:4px solid var(--purple);border-radius:10px;padding:24px 28px;margin:42px 0}
.takeaways h2{margin:0 0 16px;font-size:1.35rem}
.takeaways ul{display:grid;grid-template-columns:1fr 1fr;gap:12px 28px;list-style:none;margin:0;padding:0}
.takeaways li{position:relative;padding-left:26px;line-height:1.55}
.takeaways li::before{content:"¹4";position:absolute;left:0;top:0;color:var(--purple);font-weight:700}
@media(max-width:760px){.takeaways ul{grid-template-columns:1fr}}
h1{text-wrap:balance}
