Advertiser & Lending Disclosure

Who pays us, what that does and does not influence, and every lending caveat in plain English.

Compliance specialist reviewing disclosure documents carefully at a bright desk

This page discloses, in plain language, how Esketit Loans makes money and what that means for you: we are a loan connection service compensated by lenders for successful connections — not a lender, and never paid by borrowers. Every relationship that could bear on your experience is described below.

What We Are and Are Not

Esketit Loans operates this website as an advertising-supported loan connection and comparison service. We are not a lender, broker in the traditional licensed sense where inapplicable, or financial advisor. We do not make credit decisions, set rates or terms, fund loans, service loans, or collect payments. When you submit a request through this site, we share it with participating third-party lenders, and any offer you receive comes from — and is entirely determined by — the lender making it.

How We Are Compensated

Participating lenders pay us fees for connections made through this site — typically when a request is successfully delivered or a loan is consummated. This compensation is how the service remains free to borrowers. It may influence which lenders participate in our network and, where multiple lenders could receive a request, aspects of how requests are routed. It does not change the terms any lender offers you, and it never creates any obligation on your part: you may decline any or all offers at no cost.

Lending Disclosure

Loan amounts discussed on this site range from $500 to $5,000, but availability, amounts, rates, and terms vary by lender and by state, and not all applicants will qualify. All figures on this site — including every monthly payment example and APR range — are estimates for illustration only. Representative example: a $2,000 personal loan repaid over 24 months at 28% APR costs about $107 per month, roughly $2,568 in total; your offer will state its own binding figures. Submitting a request does not guarantee an offer, and an initial soft credit inquiry may be followed by a lender's hard inquiry if you proceed toward final approval.

About Our Content

The guides, tools, and comparison pages on this site are educational and general in nature — they are not individualized financial, legal, or tax advice. The lender comparison page profiles companies for orientation only: we receive no compensation for inclusion there, link to none of them, and profiles describe general market posture rather than current terms. Where our editorial content and any lender's actual offer differ, the offer document governs.

Questions

Anything unclear about the above deserves an answer before you use the service: reach us at [email protected] or (888) 412-9807, and see our privacy policy for how request information is handled and shared.

Disclosed. Now Decide Freely.

The model is on the table; the offers, when they come, are yours to judge by their own numbers.

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